Financial Educators Federal Credit Union is a federal credit union headquartered in Daytona Beach, Florida, in business for about 57 years. At the end of Q2 2026 it reported $23.5M in total assets and $19.7M in member shares and deposits, with 1 office.
Financial Educators Federal Credit Union has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 2,479 credit unions with under $100 million in assets. Among 107 credit unions headquartered in Florida, it ranks 2nd. Capital cushion contributes the most (100/100, 15.68%); earnings contributes the least (49/100, 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (90 → 90).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 86 |
| Q4 2024 | 86 |
| Q1 2025 | 92 |
| Q2 2025 | 90 |
| Q3 2025 | 91 |
| Q4 2025 | 87 |
| Q1 2026 | 79 |
| Q2 2026 | 90 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.47% |
| Q3 2024 | 14.87% |
| Q4 2024 | 15.25% |
| Q1 2025 | 15.03% |
| Q2 2025 | 15.50% |
| Q3 2025 | 15.54% |
| Q4 2025 | 16.62% |
| Q1 2026 | 16.01% |
| Q2 2026 | 15.68% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.25% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.95% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.58% |
| Q4 2024 | 0.53% |
| Q1 2025 | 1.04% |
| Q2 2025 | 1.07% |
| Q3 2025 | 0.96% |
| Q4 2025 | 1.00% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $23.5M | 15.68% | 0.00% | 0.73% | 60.9% |
| Q1 2026 | 79 | $22.6M | 16.01% | 0.95% | 0.54% | 64.5% |
| Q4 2025 | 87 | $21.6M | 16.62% | 0.47% | 1.00% | 67.7% |
| Q3 2025 | 91 | $22.8M | 15.54% | 0.03% | 0.96% | 63.1% |
| Q2 2025 | 90 | $22.6M | 15.50% | 0.25% | 1.07% | 63.0% |
| Q1 2025 | 92 | $22.9M | 15.03% | 0.02% | 1.04% | 63.2% |
| Q4 2024 | 86 | $22.2M | 15.25% | 0.11% | 0.53% | 68.4% |
| Q3 2024 | 86 | $22.6M | 14.87% | 0.18% | 0.58% | 64.7% |
| Q2 2024 | 85 | $22.9M | 14.47% | 0.04% | 0.45% | 63.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Florida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Monroe County Teachers Federal Credit UnionCredit union Key West, FL | 38 out of 100, Low | $24.0M | 9.4% | 2.09% | vs |
| Farmers Federal Credit UnionCredit union Jacksonville, FL | 73 out of 100, Strong | $22.4M | 10.6% | 0.00% | vs |
| Metro North Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $21.7M | 16.7% | 0.07% | vs |
| Suwannee River Federal Credit UnionCredit union Live Oak, FL | 83 out of 100, Strong | $25.7M | 12.1% | 0.03% | vs |
| Compass Financial Federal Credit UnionCredit union Hialeah, FL | 64 out of 100, Moderate | $25.9M | 10.5% | 0.17% | vs |
| Florida a & M University Federal Credit UnionCredit union Tallahassee, FL | 43 out of 100, Below average | $28.0M | 11.9% | 3.46% | vs |
Deposit insurance
Is my money safe at Financial Educators Federal Credit Union?
Yes. Financial Educators Federal Credit Union is a federally insured credit union (NCUA charter #19605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.1% of shares and deposits ($1.8M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.68%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Financial Educators Federal Credit Union lists 1 office in 1 city. Most locations:
Identity & history
Profile
- Legal name
- Financial Educators Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 19605
- RSSD ID
- 363282
- Primary regulator
- NCUA
- Established
- 1969
- Headquarters
- P. O. Box 11197, Daytona Beach, FL 32120
- Employees
- 5
Quick answers
Financial Educators Federal Credit Union: common questions
Is Financial Educators Federal Credit Union NCUA insured?
Yes. Financial Educators Federal Credit Union is a federally insured credit union (NCUA charter #19605). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Financial Educators Federal Credit Union's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Financial Educators Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Daytona Beach
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Surety BankBank Deland, FL | 90 out of 100, Very strong | $213.7M | 13.2% | 0.22% | vs |
| Intracoastal BankBank Palm Coast, FL | 73 out of 100, Strong | $573.2M | 9.8% | 0.04% | vs |
| Fairwinds Credit UnionCredit union Orlando, FL | 73 out of 100, Strong | $5.3B | 11.2% | 0.46% | vs |
| Cogent BankBank Orlando, FL | 72 out of 100, Strong | $2.5B | 9.7% | 0.39% | vs |
| SouthState Bank, National AssociationBank Winter Haven, FL | 68 out of 100, Moderate | $68.8B | 10.3% | 0.54% | vs |
| Sunrise BankBank Orlando, FL | 68 out of 100, Moderate | $622.9M | 9.5% | 0.10% | vs |