Side-by-side · Q2 2026 data
Farmers Federal Credit Union vs Mayo Employees Federal Credit Union
Credit union
Mayo Employees Federal Credit Union
Rochester, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Farmers Federal Credit Union | Mayo Employees Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 98 (stronger) |
| Capital cushion | 56 | 99 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 29 | 92 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 47th | 100th |
| Total assets | $22.4M | $1.5B |
| Deposits / shares | $20.0M | $1.3B |
| Capital ratio | 10.58% | 14.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | -0.04% (stronger) | 0.02% |
| Return on assets | 0.22% | 1.80% (stronger) |
| Loans ÷ deposits | 31.7% (stronger) | 55.3% |
| Uninsured deposits | 1.7% (stronger) | 6.2% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.7% |
Mayo Employees Federal Credit Union has the higher TellerScore (98 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Federal Credit Union leads on 4 and Mayo Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.