Side-by-side · Q2 2026 data
Farmers Federal Credit Union vs Monroe County Teachers Federal Credit Union
Credit union
Monroe County Teachers Federal Credit Union
Key West, Florida · Under $100 million in assets
Metric by metric
| Measure | Farmers Federal Credit Union | Monroe County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 38 |
| Capital cushion | 56 (stronger) | 44 |
| Loan quality | 100 (stronger) | 30 |
| Earnings | 29 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 51 |
| Peer percentile | 47th | 3rd |
| Total assets | $22.4M | $24.0M |
| Deposits / shares | $20.0M | $21.6M |
| Capital ratio | 10.58% (stronger) | 9.39% |
| Problem loans | 0.00% (stronger) | 2.09% |
| Net charge-offs | -0.04% (stronger) | 1.63% |
| Return on assets | 0.22% (stronger) | -1.97% |
| Loans ÷ deposits | 31.7% (stronger) | 76.0% |
| Uninsured deposits | 1.7% (stronger) | 3.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Federal Credit Union has the higher TellerScore (73 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Farmers Federal Credit Union leads on 7 and Monroe County Teachers Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.