TellerScore

Side-by-side · Q2 2026 data

Farmers National Bank vs Community State Bank of Rock Falls

Bank

Farmers National Bank

Prophetstown, Illinois · $100 million – $1 billion

88of 100
Very strong

Bank

Community State Bank of Rock Falls

Rock Falls, Illinois · $100 million – $1 billion

49of 100
Below average

Metric by metric

MeasureFarmers National BankCommunity State Bank of Rock Falls
TellerScore88 (stronger)49
Capital cushion100 (stronger)70
Loan quality92 (stronger)0
Earnings67 (stronger)54
Funding & liquidity7684 (stronger)
Problem-loan coverage98 (stronger)44
Peer percentile92nd6th
Total assets$895.7M$318.4M
Deposits / shares$637.2M$280.6M
Capital ratio15.03% (stronger)12.00%
Problem loans0.23% (stronger)4.67%
Net charge-offs0.00% (stronger)0.03%
Return on assets1.17% (stronger)0.86%
Loans ÷ deposits76.9%75.8% (stronger)
Uninsured deposits22.0%15.6% (stronger)
Offices45
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)1.0%—

Farmers National Bank has the higher TellerScore (88 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 5 and Community State Bank of Rock Falls on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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