Side-by-side · Q2 2026 data
Farmers National Bank vs Cornerstone Credit Union
Metric by metric
| Measure | Farmers National Bank | Cornerstone Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 92 (stronger) | 50 |
| Earnings | 67 | 74 (stronger) |
| Funding & liquidity | 76 | 93 (stronger) |
| Problem-loan coverage | 98 (stronger) | 82 |
| Peer percentile | 92nd | 31st |
| Total assets | $895.7M | $176.6M |
| Deposits / shares | $637.2M | $157.2M |
| Capital ratio | 15.03% (stronger) | 9.97% |
| Problem loans | 0.23% (stronger) | 1.50% |
| Net charge-offs | 0.00% (stronger) | 0.17% |
| Return on assets | 1.17% | 1.36% (stronger) |
| Loans ÷ deposits | 76.9% | 67.2% (stronger) |
| Uninsured deposits | 22.0% | 5.3% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | 44.2% |
Farmers National Bank has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 4 and Cornerstone Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.