Side-by-side · Q2 2026 data
Farmers National Bank vs Union Federal Savings and Loan Association
Metric by metric
| Measure | Farmers National Bank | Union Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 88 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 67 (stronger) | 30 |
| Funding & liquidity | 76 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 92nd | 68th |
| Total assets | $895.7M | $145.6M |
| Deposits / shares | $637.2M | $121.0M |
| Capital ratio | 15.03% | 16.53% (stronger) |
| Problem loans | 0.23% (stronger) | 0.51% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | 1.17% (stronger) | 0.25% |
| Loans ÷ deposits | 76.9% (stronger) | 90.8% |
| Uninsured deposits | 22.0% | 3.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Farmers National Bank has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Farmers National Bank leads on 5 and Union Federal Savings and Loan Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Geneseo, IL