Side-by-side · Q2 2026 data
Farmers State Bank & Trust Co. vs First Community Bank of Hillsboro
Metric by metric
| Measure | Farmers State Bank & Trust Co. | First Community Bank of Hillsboro |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 44 | 66 (stronger) |
| Loan quality | 89 | 97 (stronger) |
| Earnings | 76 (stronger) | 61 |
| Funding & liquidity | 84 (stronger) | 74 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 53rd | 68th |
| Total assets | $130.2M | $133.3M |
| Deposits / shares | $117.9M | $103.2M |
| Capital ratio | 9.37% | 11.59% (stronger) |
| Problem loans | 0.33% | 0.10% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 1.03% |
| Loans ÷ deposits | 76.0% (stronger) | 84.6% |
| Uninsured deposits | 14.5% (stronger) | 16.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Bank of Hillsboro has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank & Trust Co. leads on 3 and First Community Bank of Hillsboro on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.