Side-by-side · Q2 2026 data
Farmers State Bank vs Doches Credit Union
Metric by metric
| Measure | Farmers State Bank | Doches Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 94 (stronger) | 85 |
| Loan quality | 80 (stronger) | 79 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 79 (stronger) | 72 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 94th | 49th |
| Total assets | $391.5M | $64.5M |
| Deposits / shares | $335.0M | $56.4M |
| Capital ratio | 14.41% (stronger) | 13.54% |
| Problem loans | 0.59% (stronger) | 0.62% |
| Net charge-offs | -0.09% (stronger) | 0.20% |
| Return on assets | 2.05% (stronger) | 0.59% |
| Loans ÷ deposits | 68.0% (stronger) | 88.5% |
| Uninsured deposits | 26.9% | 1.7% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Doches Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.