Side-by-side · Q2 2026 data
Farmers State Bank vs East Texas Professional Credit Union
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Farmers State Bank | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 89 | 90 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 80 | 86 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 79 (stronger) | 75 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 94th | 98th |
| Total assets | $391.5M | $1.4B |
| Deposits / shares | $335.0M | $1.2B |
| Capital ratio | 14.41% | 19.38% (stronger) |
| Problem loans | 0.59% | 0.41% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.38% |
| Return on assets | 2.05% (stronger) | 1.78% |
| Loans ÷ deposits | 68.0% (stronger) | 84.9% |
| Uninsured deposits | 26.9% | 2.1% (stronger) |
| Offices | 5 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 3 and East Texas Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.