Side-by-side · Q2 2026 data
Farmers State Bank vs First Harrison Bank
Metric by metric
| Measure | Farmers State Bank | First Harrison Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 58 | 63 (stronger) |
| Loan quality | 99 (stronger) | 76 |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 50 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 86th | 77th |
| Total assets | $1.3B | $1.3B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 10.75% | 11.33% (stronger) |
| Problem loans | 0.02% (stronger) | 0.72% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.85% (stronger) | 1.42% |
| Loans ÷ deposits | 77.7% | 58.7% (stronger) |
| Uninsured deposits | 44.9% | 29.6% (stronger) |
| Offices | 12 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 11.3% |
Farmers State Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and First Harrison Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.