Side-by-side · Q2 2026 data
Farmers State Bank vs Profed Federal Credit Union
Metric by metric
| Measure | Farmers State Bank | Profed Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 58 | 82 (stronger) |
| Loan quality | 99 (stronger) | 84 |
| Earnings | 94 (stronger) | 73 |
| Funding & liquidity | 50 | 79 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 86th | 82nd |
| Total assets | $1.3B | $763.5M |
| Deposits / shares | $1.2B | $657.2M |
| Capital ratio | 10.75% | 13.16% (stronger) |
| Problem loans | 0.02% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 1.85% (stronger) | 1.32% |
| Loans ÷ deposits | 77.7% (stronger) | 81.3% |
| Uninsured deposits | 44.9% | 3.0% (stronger) |
| Offices | 12 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Profed Federal Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Profed Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.