TellerScore

Profed Federal Credit Union is a federal credit union headquartered in Fort Wayne, Indiana, in business for about 93 years. At the end of Q2 2026 it reported $763.5M in total assets and $657.2M in member shares and deposits, with 13 offices.

Profed Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Indiana, it ranks 23rd. Problem-loan coverage contributes the most (95/100, 2.5%); earnings contributes the least (73/100, 1.32%).

TellerScore · Q2 2026

Scorecard

Capital cushion82/100
Net worth ratio: 13.16%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.47%
Earnings73/100
Return on assets (annualized): 1.32%
Funding & liquidity79/100
Loans ÷ shares: 81.3% · 3.0% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.51%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 82).

TellerScore
808284Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202482
Q4 202483
Q1 202580
Q2 202581
Q3 202581
Q4 202583
Q1 202683
Q2 202682
Net worth ratio
7.00%10.08%13.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.63%
Q3 202411.76%
Q4 202411.96%
Q1 202512.12%
Q2 202512.35%
Q3 202512.60%
Q4 202512.80%
Q1 202612.95%
Q2 202613.16%
Delinquent loans (60+ days)
0.14%0.33%0.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.29%
Q3 20240.53%
Q4 20240.28%
Q1 20250.14%
Q2 20250.26%
Q3 20250.30%
Q4 20250.28%
Q1 20260.17%
Q2 20260.47%
Return on assets
1.15%1.74%2.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.32%
Q3 20241.93%
Q4 20241.75%
Q1 20251.15%
Q2 20251.24%
Q3 20251.33%
Q4 20251.34%
Q1 20261.21%
Q2 20261.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$763.5M13.16%0.47%1.32%81.3%
Q1 202683$781.0M12.95%0.17%1.21%77.7%
Q4 202583$754.9M12.80%0.28%1.34%79.6%
Q3 202581$736.0M12.60%0.30%1.33%81.0%
Q2 202581$729.3M12.35%0.26%1.24%80.4%
Q1 202580$742.9M12.12%0.14%1.15%78.1%
Q4 202483$713.4M11.96%0.28%1.75%81.1%
Q3 202482$713.9M11.76%0.53%1.93%80.6%
Q2 202484$704.6M11.63%0.29%2.32%79.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.16%
71st
Problem loans0.47%
68th
Net charge-offs0.10%
86th
Return on assets1.32%
83rd
Loans to deposits81.3%
37th
Uninsured deposits3.0%
81st
Loan-loss reserves0.00%
50th
Texas ratio2.5%
69th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Communitywide Federal Credit UnionCredit union South Bend, IN57 out of 100, Moderate$873.9M13.2%2.45%vs
Inova Federal Credit UnionCredit union Elkhart, IN48 out of 100, Below average$643.5M8.4%0.94%vs
Via Credit UnionCredit union Marion, IN76 out of 100, Strong$604.4M13.2%0.62%vs
Tech Credit UnionCredit union Crown Point, IN49 out of 100, Below average$599.0M9.3%1.45%vs
Hoosier Hills Credit UnionCredit union Bedford, IN59 out of 100, Moderate$937.6M9.8%0.97%vs
Financial Center First Credit UnionCredit union Indianapolis, IN64 out of 100, Moderate$961.8M11.1%0.77%vs

Deposit insurance

Is my money safe at Profed Federal Credit Union?

Yes. Profed Federal Credit Union is a federally insured credit union (NCUA charter #17012). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.0% of shares and deposits ($20.0M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.16%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

13 locations

Branches

Profed Federal Credit Union lists 13 offices in 8 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Profed Federal Credit Union
Type
Federal credit union
NCUA charter #
17012
RSSD ID
343284
Primary regulator
NCUA
Established
1933
Headquarters
PO Box 5466, Fort Wayne, IN 46895
Employees
182

Quick answers

Profed Federal Credit Union: common questions

Is Profed Federal Credit Union NCUA insured?

Yes. Profed Federal Credit Union is a federally insured credit union (NCUA charter #17012). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Profed Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Profed Federal Credit Union have?

13 offices as of the latest NCUA data.

Nearby

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