Side-by-side · Q2 2026 data
Farmers State Bank vs Family Bank
Metric by metric
| Measure | Farmers State Bank | Family Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 65 |
| Capital cushion | 89 | 91 (stronger) |
| Loan quality | 91 (stronger) | 26 |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 70 (stronger) | 59 |
| Problem-loan coverage | 97 (stronger) | 75 |
| Peer percentile | 95th | 29th |
| Total assets | $156.2M | $162.0M |
| Deposits / shares | $134.3M | $138.3M |
| Capital ratio | 13.92% | 14.13% (stronger) |
| Problem loans | 0.28% (stronger) | 2.21% |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 2.15% (stronger) | 1.38% |
| Loans ÷ deposits | 90.3% (stronger) | 101.2% |
| Uninsured deposits | 15.1% | 9.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and Family Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.