Side-by-side · Q2 2026 data
Farmers State Bank vs 2unifi Bank
Metric by metric
| Measure | Farmers State Bank | 2unifi Bank |
|---|---|---|
| TellerScore | 81 | 93 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 94th |
| Total assets | $35.4M | $38.5M |
| Deposits / shares | $31.2M | $124K |
| Capital ratio | 10.85% | 38.37% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.10% | 5.18% (stronger) |
| Loans ÷ deposits | 52.3% (stronger) | 4437.1% |
| Uninsured deposits | 14.8% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
2unifi Bank has the higher TellerScore (93 vs 81). On the 5 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 1 and 2unifi Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.