Headquartered in Pine Bluffs, Wyoming, Farmers State Bank is a state-chartered bank (fed member) with $35.4M in total assets and $31.2M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1915.
Farmers State Bank has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 546 banks with under $100 million in assets. Among 24 banks headquartered in Wyoming, it ranks 5th. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (59/100, 10.85%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (83 → 81), mostly because the earnings component weakened by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 80 |
| Q3 2024 | 81 |
| Q4 2024 | 82 |
| Q1 2025 | 81 |
| Q2 2025 | 83 |
| Q3 2025 | 84 |
| Q4 2025 | 86 |
| Q1 2026 | 78 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.24% |
| Q3 2024 | 10.74% |
| Q4 2024 | 10.84% |
| Q1 2025 | 10.35% |
| Q2 2025 | 10.82% |
| Q3 2025 | 11.01% |
| Q4 2025 | 11.28% |
| Q1 2026 | 11.22% |
| Q2 2026 | 10.85% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.33% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.32% |
| Q1 2025 | 1.38% |
| Q2 2025 | 1.47% |
| Q3 2025 | 1.48% |
| Q4 2025 | 1.61% |
| Q1 2026 | 0.81% |
| Q2 2026 | 1.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $35.4M | 10.85% | 0.00% | 1.10% | 52.3% |
| Q1 2026 | 78 | $35.5M | 11.22% | 0.00% | 0.81% | 47.9% |
| Q4 2025 | 86 | $32.3M | 11.28% | 0.00% | 1.61% | 55.8% |
| Q3 2025 | 84 | $31.4M | 11.01% | 0.00% | 1.48% | 58.1% |
| Q2 2025 | 83 | $32.5M | 10.82% | 0.00% | 1.47% | 54.3% |
| Q1 2025 | 81 | $31.1M | 10.35% | 0.00% | 1.38% | 58.8% |
| Q4 2024 | 82 | $29.6M | 10.84% | 0.00% | 1.32% | 62.5% |
| Q3 2024 | 81 | $30.3M | 10.74% | 0.00% | 1.27% | 60.1% |
| Q2 2024 | 80 | $29.3M | 10.24% | 0.00% | 1.33% | 58.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 2unifi BankBank Jackson, WY | 93 out of 100, Very strong | $38.5M | 38.4% | 0.00% | vs |
| Cowboy State BankBank Ranchester, WY | 70 out of 100, Strong | $50.3M | 12.4% | 0.91% | vs |
| Summit National BankBank Hulett, WY | 45 out of 100, Below average | $65.9M | 2.5% | 0.46% | vs |
Deposit insurance
Is my money safe at Farmers State Bank?
Yes. Farmers State Bank is an FDIC-insured institution (FDIC certificate #526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.8% of deposits ($4.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.85%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 29.00% (benchmark: 10%).
1 location
Branches
Farmers State Bank lists 1 office in 1 city. Most locations:
- Pine Bluffs, WY (1)
Identity & history
Profile
- Legal name
- Farmers State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 526
- RSSD ID
- 542854
- Primary regulator
- FED
- Holding company
- Commercial Bcorp
- Established
- April 30, 1915
- Headquarters
- 103 E 2nd St, Pine Bluffs, WY 82082
- Employees
- 6
Quick answers
Farmers State Bank: common questions
Is Farmers State Bank FDIC insured?
Yes. Farmers State Bank is an FDIC-insured institution (FDIC certificate #526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers State Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers State Bank ever failed?
There is no failure record for FDIC certificate #526 in the FDIC failed bank list.
How many branches does Farmers State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Pine Bluffs
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First National BankBank Fort Pierre, SD | 84 out of 100, Strong | $2.0B | 21.9% | 0.69% | vs |
| Points West Community BankBank Windsor, CO | 75 out of 100, Strong | $877.6M | 9.2% | 0.06% | vs |
| Platte Valley BankBank Scottsbluff, NE | 66 out of 100, Moderate | $1.2B | 9.5% | 0.57% | vs |