Side-by-side · Q2 2026 data
Farmers State Bank vs Points West Community Bank
Metric by metric
| Measure | Farmers State Bank | Points West Community Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 75 |
| Capital cushion | 59 (stronger) | 42 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 68th | 61st |
| Total assets | $35.4M | $877.6M |
| Deposits / shares | $31.2M | $768.0M |
| Capital ratio | 10.85% (stronger) | 9.22% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.10% | 1.45% (stronger) |
| Loans ÷ deposits | 52.3% (stronger) | 59.8% |
| Uninsured deposits | 14.8% (stronger) | 29.3% |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Points West Community Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pine Bluffs, WY