Side-by-side · Q2 2026 data
Farmers State Bank vs Farmers Savings Bank
Metric by metric
| Measure | Farmers State Bank | Farmers Savings Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 46 |
| Capital cushion | 77 (stronger) | 76 |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 61 (stronger) | 50 |
| Funding & liquidity | 75 (stronger) | 48 |
| Problem-loan coverage | 90 (stronger) | 57 |
| Peer percentile | 57th | 5th |
| Total assets | $221.4M | $215.3M |
| Deposits / shares | $189.7M | $173.7M |
| Capital ratio | 12.73% (stronger) | 12.59% |
| Problem loans | 0.77% (stronger) | 3.48% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.03% (stronger) | 0.75% |
| Loans ÷ deposits | 84.9% (stronger) | 99.0% |
| Uninsured deposits | 15.4% (stronger) | 27.0% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (74 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Farmers Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.