Side-by-side · Q2 2026 data
Farmers State Bank vs Security Bank and Trust Co.
Metric by metric
| Measure | Farmers State Bank | Security Bank and Trust Co. |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 64 (stronger) | 38 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 90 | 95 (stronger) |
| Problem-loan coverage | 90 | 91 (stronger) |
| Peer percentile | 37th | 73rd |
| Total assets | $69.3M | $71.8M |
| Deposits / shares | $62.5M | $60.3M |
| Capital ratio | 10.71% | 15.74% (stronger) |
| Problem loans | 1.07% (stronger) | 1.86% |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.13% | 2.00% (stronger) |
| Loans ÷ deposits | 44.8% | 44.5% (stronger) |
| Uninsured deposits | 24.1% | 19.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Bank and Trust Co. has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 1 and Security Bank and Trust Co. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.