Side-by-side · Q2 2026 data
Farmers State Bank vs Genfed Financial Credit Union
Metric by metric
| Measure | Farmers State Bank | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 100 (stronger) | 54 |
| Earnings | 63 | 67 (stronger) |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 50th | 76th |
| Total assets | $187.5M | $335.9M |
| Deposits / shares | $163.0M | $280.4M |
| Capital ratio | 9.30% | 16.78% (stronger) |
| Problem loans | 0.00% (stronger) | 1.38% |
| Net charge-offs | 0.07% (stronger) | 0.36% |
| Return on assets | 1.07% | 1.16% (stronger) |
| Loans ÷ deposits | 77.7% | 72.7% (stronger) |
| Uninsured deposits | 17.0% | 0.0% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and Genfed Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.