Side-by-side · Q2 2026 data
Farmers State Bank vs Medina County Federal Credit Union
Credit union
Medina County Federal Credit Union
Wadsworth, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Farmers State Bank | Medina County Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 88 (stronger) |
| Capital cushion | 43 | 73 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 63 | 88 (stronger) |
| Funding & liquidity | 81 | 93 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 50th | 92nd |
| Total assets | $187.5M | $151.3M |
| Deposits / shares | $163.0M | $135.6M |
| Capital ratio | 9.30% | 12.33% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.07% | -0.08% (stronger) |
| Return on assets | 1.07% | 1.69% (stronger) |
| Loans ÷ deposits | 77.7% | 67.5% (stronger) |
| Uninsured deposits | 17.0% | 1.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Medina County Federal Credit Union has the higher TellerScore (88 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 1 and Medina County Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.