Side-by-side · Q2 2026 data
Farmers State Bank vs The Family Credit Union
Metric by metric
| Measure | Farmers State Bank | The Family Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 75 |
| Capital cushion | 70 | 90 (stronger) |
| Loan quality | 100 (stronger) | 63 |
| Earnings | 100 (stronger) | 41 |
| Funding & liquidity | 92 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 89th | 66th |
| Total assets | $72.6M | $253.3M |
| Deposits / shares | $64.2M | $216.0M |
| Capital ratio | 12.03% | 13.99% (stronger) |
| Problem loans | 0.00% (stronger) | 1.10% |
| Net charge-offs | 0.00% (stronger) | 0.99% |
| Return on assets | 2.09% (stronger) | 0.52% |
| Loans ÷ deposits | 62.6% | 61.5% (stronger) |
| Uninsured deposits | 20.4% | 5.5% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and The Family Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.