Side-by-side · Q2 2026 data
Farmers State Bank of Calhan vs First FarmBank
Metric by metric
| Measure | Farmers State Bank of Calhan | First FarmBank |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 42 | 73 (stronger) |
| Loan quality | 86 (stronger) | 71 |
| Earnings | 62 | 72 (stronger) |
| Funding & liquidity | 84 (stronger) | 59 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 37th | 50th |
| Total assets | $416.4M | $384.4M |
| Deposits / shares | $336.3M | $327.1M |
| Capital ratio | 9.21% | 12.29% (stronger) |
| Problem loans | 0.41% (stronger) | 0.88% |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 1.06% | 1.29% (stronger) |
| Loans ÷ deposits | 56.5% (stronger) | 89.4% |
| Uninsured deposits | 29.3% | 25.5% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
First FarmBank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Calhan leads on 2 and First FarmBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.