Side-by-side · Q2 2026 data
Farmers State Bank of Calhan vs San Luis Valley Federal Bank
Metric by metric
| Measure | Farmers State Bank of Calhan | San Luis Valley Federal Bank |
|---|---|---|
| TellerScore | 68 | 87 (stronger) |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 62 | 65 (stronger) |
| Funding & liquidity | 84 (stronger) | 66 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 37th | 91st |
| Total assets | $416.4M | $390.2M |
| Deposits / shares | $336.3M | $317.9M |
| Capital ratio | 9.21% | 17.98% (stronger) |
| Problem loans | 0.41% | 0.15% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.06% | 1.13% (stronger) |
| Loans ÷ deposits | 56.5% (stronger) | 88.4% |
| Uninsured deposits | 29.3% | 20.6% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
San Luis Valley Federal Bank has the higher TellerScore (87 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Calhan leads on 1 and San Luis Valley Federal Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.