Side-by-side · Q2 2026 data
Farmers State Bank of Calhan vs Security Service Federal Credit Union
Metric by metric
| Measure | Farmers State Bank of Calhan | Security Service Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 61 |
| Capital cushion | 42 | 63 (stronger) |
| Loan quality | 86 (stronger) | 66 |
| Earnings | 62 (stronger) | 41 |
| Funding & liquidity | 84 (stronger) | 58 |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 37th | 33rd |
| Total assets | $416.4M | $14.4B |
| Deposits / shares | $336.3M | $11.2B |
| Capital ratio | 9.21% | 11.26% (stronger) |
| Problem loans | 0.41% (stronger) | 1.03% |
| Net charge-offs | 0.03% (stronger) | 0.36% |
| Return on assets | 1.06% (stronger) | 0.53% |
| Loans ÷ deposits | 56.5% (stronger) | 101.9% |
| Uninsured deposits | 29.3% | 12.7% (stronger) |
| Offices | 4 | 46 |
| CFPB complaints (3 yrs) | — | 239 |
| Complaints per $1B deposits | — | 21.3 |
| Mortgage denial rate (HMDA) | 12.1% | 30.8% |
Farmers State Bank of Calhan has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Calhan leads on 5 and Security Service Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.