Side-by-side · Q2 2026 data
Farmers State Bank of Emden vs First State Bank of Van Orin
Metric by metric
| Measure | Farmers State Bank of Emden | First State Bank of Van Orin |
|---|---|---|
| TellerScore | 91 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 67 (stronger) | 48 |
| Funding & liquidity | 85 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 90th | 12th |
| Total assets | $37.8M | $40.0M |
| Deposits / shares | $26.4M | $35.4M |
| Capital ratio | 29.58% (stronger) | 12.40% |
| Problem loans | 0.00% (stronger) | 4.54% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.18% (stronger) | 0.71% |
| Loans ÷ deposits | 46.9% | 33.4% (stronger) |
| Uninsured deposits | 28.8% | 22.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank of Emden has the higher TellerScore (91 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Emden leads on 4 and First State Bank of Van Orin on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.