First State Bank of Van Orin is a state-chartered bank headquartered in Van Orin, Illinois, in business for about 107 years. At the end of Q2 2026 it reported $40.0M in total assets and $35.4M in deposits, with 2 offices.
Based on its Q2 2026 filing, First State Bank of Van Orin scores 53/100, which we describe as below average. That is higher than only 12% of 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 283rd. Its strongest component is funding & liquidity (93/100; 33% loans-to-deposits, 22% uninsured), and its lowest is loan quality (0/100; 4.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 18 points (71 → 53), mostly because the loan quality component weakened by 82 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 65 |
| Q4 2024 | 65 |
| Q1 2025 | 61 |
| Q2 2025 | 71 |
| Q3 2025 | 76 |
| Q4 2025 | 75 |
| Q1 2026 | 54 |
| Q2 2026 | 53 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.92% |
| Q3 2024 | 11.17% |
| Q4 2024 | 10.57% |
| Q1 2025 | 10.50% |
| Q2 2025 | 10.98% |
| Q3 2025 | 11.36% |
| Q4 2025 | 11.30% |
| Q1 2026 | 11.94% |
| Q2 2026 | 12.40% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.12% |
| Q1 2025 | 1.36% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.06% |
| Q1 2026 | 2.69% |
| Q2 2026 | 4.54% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 0.75% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.68% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.54% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $40.0M | 12.40% | 4.54% | 0.71% | 33.4% |
| Q1 2026 | 54 | $40.9M | 11.94% | 2.69% | 0.54% | 31.1% |
| Q4 2025 | 75 | $42.0M | 11.30% | 0.06% | 0.59% | 29.5% |
| Q3 2025 | 76 | $43.7M | 11.36% | 0.07% | 0.68% | 31.0% |
| Q2 2025 | 71 | $42.1M | 10.98% | 0.54% | 0.69% | 30.6% |
| Q1 2025 | 61 | $46.3M | 10.50% | 1.36% | 0.59% | 27.2% |
| Q4 2024 | 65 | $43.8M | 10.57% | 1.12% | 0.72% | 29.3% |
| Q3 2024 | 65 | $45.1M | 11.17% | 1.30% | 0.75% | 28.7% |
| Q2 2024 | 73 | $43.7M | 10.92% | 0.53% | 0.93% | 29.5% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fairview State Banking CompanyBank Fairview, IL | 83 out of 100, Strong | $40.9M | 14.3% | 0.61% | vs |
| North Side Federal Savings and Loan Association of ChicagoBank Chicago, IL | 42 out of 100, Below average | $41.8M | 9.0% | 1.83% | vs |
| Country Trust BankBank Bloomington, IL | 93 out of 100, Very strong | $42.3M | 78.7% | 0.00% | vs |
| Farmers State Bank of EmdenBank Emden, IL | 91 out of 100, Very strong | $37.8M | 29.6% | 0.00% | vs |
| State Bank of NauvooBank Nauvoo, IL | 36 out of 100, Low | $37.7M | 8.3% | 3.71% | vs |
| Community Bank of EastonBank Easton, IL | 85 out of 100, Very strong | $43.0M | 16.3% | 0.00% | vs |
Deposit insurance
Is my money safe at First State Bank of Van Orin?
Yes. First State Bank of Van Orin is an FDIC-insured institution (FDIC certificate #10809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.0% of deposits ($7.8M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.40%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 27.84% (benchmark: 10%).
2 locations
Branches
First State Bank of Van Orin lists 2 offices in 2 cities. Most locations:
- Malden, IL (1)
- Van Orin, IL (1)
Identity & history
Profile
- Legal name
- First State Bank of Van Orin
- Type
- State-chartered bank
- FDIC certificate #
- 10809
- RSSD ID
- 472148
- Primary regulator
- FDIC
- Holding company
- Van Orin Bcorp Inc
- Established
- December 26, 1919
- Headquarters
- 27875 2600 E St, Van Orin, IL 61374
- Website
- vanorinbank.com
- Employees
- 4
Quick answers
First State Bank of Van Orin: common questions
Is First State Bank of Van Orin FDIC insured?
Yes. First State Bank of Van Orin is an FDIC-insured institution (FDIC certificate #10809). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First State Bank of Van Orin's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First State Bank of Van Orin ever failed?
There is no failure record for FDIC certificate #10809 in the FDIC failed bank list.
How many branches does First State Bank of Van Orin have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Van Orin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ottawa Hiway Credit UnionCredit union Ottawa, IL | 100 out of 100, Very strong | $16.3M | 16.7% | 0.00% | vs |
| Peru Federal Savings BankBank Peru, IL | 87 out of 100, Very strong | $208.5M | 16.4% | 0.28% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Spring Valley City BankBank Spring Valley, IL | 84 out of 100, Strong | $207.0M | 13.9% | 0.18% | vs |
| North Central BankBank Hennepin, IL | 82 out of 100, Strong | $165.9M | 12.3% | 0.26% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |