Side-by-side · Q2 2026 data
Farmers State Bank of Trimont vs Citizens Bank Minnesota
Metric by metric
| Measure | Farmers State Bank of Trimont | Citizens Bank Minnesota |
|---|---|---|
| TellerScore | 70 | 70 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 65 | 99 (stronger) |
| Earnings | 6 | 54 (stronger) |
| Funding & liquidity | 90 (stronger) | 78 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 40th | 43rd |
| Total assets | $73.1M | $596.0M |
| Deposits / shares | $60.7M | $498.7M |
| Capital ratio | 17.43% (stronger) | 9.33% |
| Problem loans | 1.05% | 0.02% (stronger) |
| Net charge-offs | 3.69% | -0.00% (stronger) |
| Return on assets | -0.35% | 0.85% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 80.5% |
| Uninsured deposits | 11.2% (stronger) | 16.9% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Farmers State Bank of Trimont leads on 3 and Citizens Bank Minnesota on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.