Side-by-side · Q2 2026 data
Farmers Trust & Savings Bank vs Danville State Savings Bank
Metric by metric
| Measure | Farmers Trust & Savings Bank | Danville State Savings Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 74 |
| Loan quality | 89 (stronger) | 24 |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 33 | 94 (stronger) |
| Problem-loan coverage | 97 (stronger) | 75 |
| Peer percentile | 91st | 20th |
| Total assets | $191.6M | $182.6M |
| Deposits / shares | $138.1M | $159.0M |
| Capital ratio | 23.08% (stronger) | 12.38% |
| Problem loans | 0.34% (stronger) | 2.27% |
| Net charge-offs | -0.01% (stronger) | 1.12% |
| Return on assets | 2.78% (stronger) | 0.89% |
| Loans ÷ deposits | 108.2% | 66.6% (stronger) |
| Uninsured deposits | 31.9% | 12.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Trust & Savings Bank has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Farmers Trust & Savings Bank leads on 5 and Danville State Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.