Side-by-side · Q2 2026 data
Fasson Employees Federal Credit Union vs Cardinal Credit Union, Inc.
Credit union
Fasson Employees Federal Credit Union
Painesville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Fasson Employees Federal Credit Union | Cardinal Credit Union, Inc. |
|---|---|---|
| TellerScore | 87 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 86 (stronger) | 63 |
| Earnings | 55 (stronger) | 33 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 99 (stronger) | 83 |
| Peer percentile | 83rd | 14th |
| Total assets | $14.1M | $365.7M |
| Deposits / shares | $11.1M | $325.6M |
| Capital ratio | 20.60% (stronger) | 10.00% |
| Problem loans | 0.42% (stronger) | 1.11% |
| Net charge-offs | 0.42% | 0.23% (stronger) |
| Return on assets | 0.87% (stronger) | 0.32% |
| Loans ÷ deposits | 46.1% (stronger) | 84.4% |
| Uninsured deposits | 0.0% (stronger) | 3.3% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.1% |
Fasson Employees Federal Credit Union has the higher TellerScore (87 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Fasson Employees Federal Credit Union leads on 6 and Cardinal Credit Union, Inc. on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.