Side-by-side · Q2 2026 data
Fayette Savings Bank, SSB vs Lcra Credit Union
Metric by metric
| Measure | Fayette Savings Bank, SSB | Lcra Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 95 (stronger) | 34 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 80th | 72nd |
| Total assets | $551.8M | $20.2M |
| Deposits / shares | $495.2M | $17.0M |
| Capital ratio | 10.95% | 15.96% (stronger) |
| Problem loans | 0.01% (stronger) | 0.41% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.88% (stronger) | 0.34% |
| Loans ÷ deposits | 85.3% | 40.4% (stronger) |
| Uninsured deposits | 25.6% | 3.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lcra Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Fayette Savings Bank, SSB leads on 2 and Lcra Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- La Grange, TX