Side-by-side · Q2 2026 data
FBT Bank & Mortgage vs Arkansas Superior Federal Credit Union
Credit union
Arkansas Superior Federal Credit Union
Warren, Arkansas · Under $100 million in assets
Metric by metric
| Measure | FBT Bank & Mortgage | Arkansas Superior Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 47 |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 77 (stronger) | 0 |
| Earnings | 76 (stronger) | 0 |
| Funding & liquidity | 85 (stronger) | 75 |
| Problem-loan coverage | 88 (stronger) | 59 |
| Peer percentile | 50th | 7th |
| Total assets | $263.6M | $90.5M |
| Deposits / shares | $222.1M | $69.7M |
| Capital ratio | 10.39% | 23.51% (stronger) |
| Problem loans | 0.69% (stronger) | 7.38% |
| Net charge-offs | 0.35% (stronger) | 6.30% |
| Return on assets | 1.41% (stronger) | -6.04% |
| Loans ÷ deposits | 70.2% (stronger) | 85.3% |
| Uninsured deposits | 19.5% | 3.1% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FBT Bank & Mortgage has the higher TellerScore (72 vs 47). On the 7 directional measures above (where higher or lower is clearly better), FBT Bank & Mortgage leads on 5 and Arkansas Superior Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.