Side-by-side · Q2 2026 data
FBT Bank & Mortgage vs Bank of Salem
Metric by metric
| Measure | FBT Bank & Mortgage | Bank of Salem |
|---|---|---|
| TellerScore | 72 (stronger) | 71 |
| Capital cushion | 54 | 74 (stronger) |
| Loan quality | 77 (stronger) | 40 |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 74 |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 50th | 47th |
| Total assets | $263.6M | $261.5M |
| Deposits / shares | $222.1M | $227.6M |
| Capital ratio | 10.39% | 12.43% (stronger) |
| Problem loans | 0.69% (stronger) | 1.79% |
| Net charge-offs | 0.35% | 0.25% (stronger) |
| Return on assets | 1.41% | 2.03% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 86.2% |
| Uninsured deposits | 19.5% | 15.2% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
FBT Bank & Mortgage has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), FBT Bank & Mortgage leads on 3 and Bank of Salem on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.