Side-by-side · Q2 2026 data
FBT Bank & Mortgage vs Fairfield Federal Credit Union
Metric by metric
| Measure | FBT Bank & Mortgage | Fairfield Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 78 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 77 (stronger) | 48 |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 50th | 59th |
| Total assets | $263.6M | $97.7M |
| Deposits / shares | $222.1M | $74.7M |
| Capital ratio | 10.39% | 23.27% (stronger) |
| Problem loans | 0.69% (stronger) | 1.57% |
| Net charge-offs | 0.35% (stronger) | 0.69% |
| Return on assets | 1.41% (stronger) | 0.88% |
| Loans ÷ deposits | 70.2% | 41.3% (stronger) |
| Uninsured deposits | 19.5% | 3.3% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fairfield Federal Credit Union has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), FBT Bank & Mortgage leads on 3 and Fairfield Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Pine Bluff, AR
- White Hall, AR