Fairfield Federal Credit Union is a federal credit union headquartered in Pine Bluff, Arkansas, in business for about 68 years. At the end of Q2 2026 it reported $97.7M in total assets and $74.7M in member shares and deposits, with 3 offices.
Fairfield Federal Credit Union has a TellerScore of 78 out of 100 (strong) based on Q2 2026 data — higher than 59% of its 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 20th. Capital cushion contributes the most (100/100, 23.27%); loan quality contributes the least (48/100, 1.57%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 9 points (69 → 78), mostly because the loan quality component improved by 43 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 85 |
| Q3 2024 | 78 |
| Q4 2024 | 78 |
| Q1 2025 | 72 |
| Q2 2025 | 69 |
| Q3 2025 | 80 |
| Q4 2025 | 67 |
| Q1 2026 | 87 |
| Q2 2026 | 78 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.15% |
| Q3 2024 | 21.77% |
| Q4 2024 | 22.37% |
| Q1 2025 | 22.15% |
| Q2 2025 | 22.84% |
| Q3 2025 | 23.19% |
| Q4 2025 | 23.04% |
| Q1 2026 | 23.09% |
| Q2 2026 | 23.27% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.51% |
| Q3 2024 | 2.28% |
| Q4 2024 | 2.45% |
| Q1 2025 | 2.22% |
| Q2 2025 | 2.85% |
| Q3 2025 | 1.55% |
| Q4 2025 | 2.68% |
| Q1 2026 | 1.54% |
| Q2 2026 | 1.57% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | 1.75% |
| Q4 2024 | 1.89% |
| Q1 2025 | 0.88% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.14% |
| Q4 2025 | 0.81% |
| Q1 2026 | 2.32% |
| Q2 2026 | 0.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 78 | $97.7M | 23.27% | 1.57% | 0.88% | 41.3% |
| Q1 2026 | 87 | $99.0M | 23.09% | 1.54% | 2.32% | 42.4% |
| Q4 2025 | 67 | $96.8M | 23.04% | 2.68% | 0.81% | 44.9% |
| Q3 2025 | 80 | $96.5M | 23.19% | 1.55% | 1.14% | 46.0% |
| Q2 2025 | 69 | $96.8M | 22.84% | 2.85% | 1.16% | 46.4% |
| Q1 2025 | 72 | $97.6M | 22.15% | 2.22% | 0.88% | 46.3% |
| Q4 2024 | 78 | $95.7M | 22.37% | 2.45% | 1.89% | 47.1% |
| Q3 2024 | 78 | $96.0M | 21.77% | 2.28% | 1.75% | 45.5% |
| Q2 2024 | 85 | $96.7M | 21.15% | 1.51% | 1.69% | 42.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Arkansas Superior Federal Credit UnionCredit union Warren, AR | 47 out of 100, Below average | $90.5M | 23.5% | 7.38% | vs |
| Uark Federal Credit UnionCredit union Fayetteville, AR | 82 out of 100, Strong | $81.9M | 13.2% | 0.32% | vs |
| Timberline Federal Credit UnionCredit union Crossett, AR | 59 out of 100, Moderate | $80.4M | 19.6% | 2.22% | vs |
| Clearway Federal Credit UnionCredit union Malvern, AR | 83 out of 100, Strong | $79.6M | 22.5% | 0.52% | vs |
| Hurricane Creek Federal Credit UnionCredit union Benton, AR | 64 out of 100, Moderate | $72.4M | 9.8% | 0.44% | vs |
| Cotton Belt Federal Credit UnionCredit union Pine Bluff, AR | 57 out of 100, Moderate | $70.0M | 17.0% | 4.73% | vs |
Deposit insurance
Is my money safe at Fairfield Federal Credit Union?
Yes. Fairfield Federal Credit Union is a federally insured credit union (NCUA charter #12305). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.3% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 23.27%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Fairfield Federal Credit Union lists 3 offices in 2 cities. Most locations:
- Pine Bluff, AR (2)
- White Hall, AR (1)
Identity & history
Profile
- Legal name
- Fairfield Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12305
- RSSD ID
- 315982
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- P. O. Box 5700, Pine Bluff, AR 71611
- Employees
- 25
Quick answers
Fairfield Federal Credit Union: common questions
Is Fairfield Federal Credit Union NCUA insured?
Yes. Fairfield Federal Credit Union is a federally insured credit union (NCUA charter #12305). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fairfield Federal Credit Union's TellerScore?
78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fairfield Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Pine Bluff
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Connect BankBank Star City, AR | 89 out of 100, Very strong | $123.9M | 15.9% | 0.88% | vs |
| Pine Federal Credit UnionCredit union Pine Bluff, AR | 80 out of 100, Strong | $62.8M | 24.5% | 1.49% | vs |
| Relyance BankBank White Hall, AR | 76 out of 100, Strong | $1.4B | 13.3% | 0.40% | vs |
| FBT Bank & MortgageBank Fordyce, AR | 72 out of 100, Strong | $263.6M | 10.4% | 0.69% | vs |
| Southern Bancorp BankBank Arkadelphia, AR | 61 out of 100, Moderate | $3.0B | 11.9% | 1.42% | vs |