Side-by-side · Q2 2026 data
Fedchoice Federal Credit Union vs Peake Federal Credit Union
Metric by metric
| Measure | Fedchoice Federal Credit Union | Peake Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 44 (stronger) | 36 |
| Loan quality | 78 | 94 (stronger) |
| Earnings | 40 | 46 (stronger) |
| Funding & liquidity | 84 | 92 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 26th | 41st |
| Total assets | $468.7M | $534.2M |
| Deposits / shares | $423.2M | $491.0M |
| Capital ratio | 9.42% (stronger) | 8.64% |
| Problem loans | 0.65% | 0.18% (stronger) |
| Net charge-offs | 1.36% | 0.17% (stronger) |
| Return on assets | 0.49% | 0.64% (stronger) |
| Loans ÷ deposits | 76.0% | 67.8% (stronger) |
| Uninsured deposits | 11.5% | 5.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.3% | — |
Peake Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fedchoice Federal Credit Union leads on 1 and Peake Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.