Side-by-side · Q2 2026 data
Fedchoice Federal Credit Union vs Securityplus Federal Credit Union
Credit union
Securityplus Federal Credit Union
Baltimore, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Fedchoice Federal Credit Union | Securityplus Federal Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 53 |
| Capital cushion | 44 | 53 (stronger) |
| Loan quality | 78 (stronger) | 52 |
| Earnings | 40 (stronger) | 26 |
| Funding & liquidity | 84 (stronger) | 76 |
| Problem-loan coverage | 89 (stronger) | 79 |
| Peer percentile | 26th | 9th |
| Total assets | $468.7M | $596.9M |
| Deposits / shares | $423.2M | $519.9M |
| Capital ratio | 9.42% | 10.35% (stronger) |
| Problem loans | 0.65% (stronger) | 1.45% |
| Net charge-offs | 1.36% | 0.63% (stronger) |
| Return on assets | 0.49% (stronger) | 0.14% |
| Loans ÷ deposits | 76.0% (stronger) | 84.2% |
| Uninsured deposits | 11.5% | 5.5% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.3% | — |
Fedchoice Federal Credit Union has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Fedchoice Federal Credit Union leads on 4 and Securityplus Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.