Side-by-side · Q2 2026 data
Fedchoice Federal Credit Union vs Wepco Federal Credit Union
Metric by metric
| Measure | Fedchoice Federal Credit Union | Wepco Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 78 (stronger) | 67 |
| Earnings | 40 | 86 (stronger) |
| Funding & liquidity | 84 | 84 |
| Problem-loan coverage | 89 | 91 (stronger) |
| Peer percentile | 26th | 89th |
| Total assets | $468.7M | $399.3M |
| Deposits / shares | $423.2M | $336.7M |
| Capital ratio | 9.42% | 15.46% (stronger) |
| Problem loans | 0.65% (stronger) | 0.98% |
| Net charge-offs | 1.36% | 0.83% (stronger) |
| Return on assets | 0.49% | 1.65% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 76.6% |
| Uninsured deposits | 11.5% | 5.4% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 37.3% | 15.5% |
Wepco Federal Credit Union has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Fedchoice Federal Credit Union leads on 2 and Wepco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.