Side-by-side · Q2 2026 data
Fedmont Federal Credit Union vs Mobile Government Emp. Credit Union
Credit union
Mobile Government Emp. Credit Union
Mobile, Alabama · Under $100 million in assets
Metric by metric
| Measure | Fedmont Federal Credit Union | Mobile Government Emp. Credit Union |
|---|---|---|
| TellerScore | 75 | 90 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 83 | 100 (stronger) |
| Earnings | 22 | 49 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 52nd | 89th |
| Total assets | $13.0M | $15.0M |
| Deposits / shares | $11.2M | $11.6M |
| Capital ratio | 13.37% | 22.04% (stronger) |
| Problem loans | 0.52% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.06% | 0.72% (stronger) |
| Loans ÷ deposits | 36.1% | 30.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mobile Government Emp. Credit Union has the higher TellerScore (90 vs 75). On the 6 directional measures above (where higher or lower is clearly better), Fedmont Federal Credit Union leads on 1 and Mobile Government Emp. Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.