Side-by-side · Q2 2026 data
Fidelity Bank vs Crescent Bank
Metric by metric
| Measure | Fidelity Bank | Crescent Bank |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 38 | 57 (stronger) |
| Earnings | 25 | 100 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 33rd | 99th |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $857.6M | $880.1M |
| Capital ratio | 20.32% (stronger) | 15.01% |
| Problem loans | 1.85% | 1.28% (stronger) |
| Net charge-offs | 0.24% | -6.72% (stronger) |
| Return on assets | 0.13% | 8.34% (stronger) |
| Loans ÷ deposits | 86.2% | 43.7% (stronger) |
| Uninsured deposits | 13.9% | 3.2% (stronger) |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Crescent Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Fidelity Bank leads on 1 and Crescent Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.