Side-by-side · Q2 2026 data
Financial Builders Federal Credit Union vs Industrial Federal Credit Union
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Financial Builders Federal Credit Union | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 75 (stronger) | 42 |
| Loan quality | 72 | 86 (stronger) |
| Earnings | 58 | 76 (stronger) |
| Funding & liquidity | 89 (stronger) | 82 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 66th | 54th |
| Total assets | $151.5M | $356.1M |
| Deposits / shares | $131.3M | $320.0M |
| Capital ratio | 12.48% (stronger) | 9.22% |
| Problem loans | 0.85% | 0.41% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.42% |
| Return on assets | 0.96% | 1.40% (stronger) |
| Loans ÷ deposits | 71.3% (stronger) | 78.0% |
| Uninsured deposits | 1.7% (stronger) | 2.9% |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 12.3% |
Financial Builders Federal Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Financial Builders Federal Credit Union leads on 5 and Industrial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.