Side-by-side · Q2 2026 data
Financial Builders Federal Credit Union vs Members Advantage Credit Union
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Financial Builders Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 75 (stronger) | 45 |
| Loan quality | 72 (stronger) | 59 |
| Earnings | 58 (stronger) | 38 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 66th | 21st |
| Total assets | $151.5M | $132.2M |
| Deposits / shares | $131.3M | $120.5M |
| Capital ratio | 12.48% (stronger) | 9.47% |
| Problem loans | 0.85% (stronger) | 1.23% |
| Net charge-offs | 0.27% | 0.09% (stronger) |
| Return on assets | 0.96% (stronger) | 0.44% |
| Loans ÷ deposits | 71.3% | 42.8% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 2.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Financial Builders Federal Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Financial Builders Federal Credit Union leads on 5 and Members Advantage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.