Side-by-side · Q2 2026 data
Financial Builders Federal Credit Union vs Natco Credit Union
Credit union
Financial Builders Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Financial Builders Federal Credit Union | Natco Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 72 (stronger) | 61 |
| Earnings | 58 | 79 (stronger) |
| Funding & liquidity | 89 (stronger) | 66 |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 66th | 78th |
| Total assets | $151.5M | $153.7M |
| Deposits / shares | $131.3M | $128.3M |
| Capital ratio | 12.48% | 17.26% (stronger) |
| Problem loans | 0.85% (stronger) | 1.18% |
| Net charge-offs | 0.27% (stronger) | 0.70% |
| Return on assets | 0.96% | 1.47% (stronger) |
| Loans ÷ deposits | 71.3% (stronger) | 94.1% |
| Uninsured deposits | 1.7% (stronger) | 2.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Natco Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Financial Builders Federal Credit Union leads on 4 and Natco Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.