Side-by-side · Q2 2026 data
Financial Plus Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | Financial Plus Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 66 | 76 (stronger) |
| Earnings | 61 | 87 (stronger) |
| Funding & liquidity | 79 | 79 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 71st | 92nd |
| Total assets | $241.7M | $253.6M |
| Deposits / shares | $206.5M | $201.9M |
| Capital ratio | 14.28% | 19.14% (stronger) |
| Problem loans | 1.03% | 0.73% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.76% |
| Return on assets | 1.03% | 1.69% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 81.1% |
| Uninsured deposits | 4.0% (stronger) | 5.0% |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Financial Plus Credit Union leads on 3 and Citizens Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.