Side-by-side · Q2 2026 data
Firefighters Credit Union vs Education 1st Credit Union
Metric by metric
| Measure | Firefighters Credit Union | Education 1st Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 95 | 98 (stronger) |
| Earnings | 24 | 48 (stronger) |
| Funding & liquidity | 90 (stronger) | 65 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 36th | 36th |
| Total assets | $69.6M | $61.9M |
| Deposits / shares | $61.4M | $55.6M |
| Capital ratio | 10.46% (stronger) | 9.94% |
| Problem loans | 0.16% | 0.05% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.49% |
| Return on assets | 0.09% | 0.69% (stronger) |
| Loans ÷ deposits | 70.6% (stronger) | 95.3% |
| Uninsured deposits | 5.0% (stronger) | 6.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Firefighters Credit Union leads on 4 and Education 1st Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.