Side-by-side · Q2 2026 data
Firefighters Credit Union vs Freedom Credit Union
Metric by metric
| Measure | Firefighters Credit Union | Freedom Credit Union |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 55 | 67 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 24 | 60 (stronger) |
| Funding & liquidity | 90 (stronger) | 80 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 36th | 57th |
| Total assets | $69.6M | $70.0M |
| Deposits / shares | $61.4M | $61.2M |
| Capital ratio | 10.46% | 11.69% (stronger) |
| Problem loans | 0.16% (stronger) | 0.24% |
| Net charge-offs | 0.06% (stronger) | 0.15% |
| Return on assets | 0.09% | 1.01% (stronger) |
| Loans ÷ deposits | 70.6% (stronger) | 80.6% |
| Uninsured deposits | 5.0% | 4.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Credit Union has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Firefighters Credit Union leads on 3 and Freedom Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.