Side-by-side · Q2 2026 data
Firefighters First Federal Credit Union vs Lbs Financial Credit Union
Credit union
Firefighters First Federal Credit Union
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | Firefighters First Federal Credit Union | Lbs Financial Credit Union |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 44 | 81 (stronger) |
| Loan quality | 94 (stronger) | 80 |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 63 | 99 (stronger) |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 50th | 86th |
| Total assets | $2.5B | $2.2B |
| Deposits / shares | $2.2B | $1.9B |
| Capital ratio | 9.39% | 13.11% (stronger) |
| Problem loans | 0.19% (stronger) | 0.61% |
| Net charge-offs | 0.07% (stronger) | 0.79% |
| Return on assets | 1.00% (stronger) | 0.74% |
| Loans ÷ deposits | 95.0% | 61.5% (stronger) |
| Uninsured deposits | 17.0% | 14.2% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Lbs Financial Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Firefighters First Federal Credit Union leads on 3 and Lbs Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.