Side-by-side · Q2 2026 data
Firelands Federal Credit Union vs Desco Federal Credit Union
Metric by metric
| Measure | Firelands Federal Credit Union | Desco Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 46 | 68 (stronger) |
| Loan quality | 73 | 83 (stronger) |
| Earnings | 66 (stronger) | 59 |
| Funding & liquidity | 93 | 93 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 45th | 68th |
| Total assets | $579.9M | $550.7M |
| Deposits / shares | $525.1M | $481.4M |
| Capital ratio | 9.62% | 11.77% (stronger) |
| Problem loans | 0.82% | 0.51% (stronger) |
| Net charge-offs | 0.62% | 0.12% (stronger) |
| Return on assets | 1.15% (stronger) | 0.98% |
| Loans ÷ deposits | 67.6% | 66.8% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 12.7% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Desco Federal Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Firelands Federal Credit Union leads on 2 and Desco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.