Side-by-side · Q2 2026 data
Firelands Federal Credit Union vs Homeland Credit Union
Metric by metric
| Measure | Firelands Federal Credit Union | Homeland Credit Union |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 73 (stronger) | 63 |
| Earnings | 66 (stronger) | 57 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 45th | 82nd |
| Total assets | $579.9M | $624.2M |
| Deposits / shares | $525.1M | $547.3M |
| Capital ratio | 9.62% | 15.79% (stronger) |
| Problem loans | 0.82% (stronger) | 1.10% |
| Net charge-offs | 0.62% (stronger) | 0.89% |
| Return on assets | 1.15% (stronger) | 0.93% |
| Loans ÷ deposits | 67.6% | 30.5% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 7.6% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Firelands Federal Credit Union leads on 4 and Homeland Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.