Side-by-side · Q2 2026 data
First Alliance Credit Union vs Sharepoint Credit Union
Metric by metric
| Measure | First Alliance Credit Union | Sharepoint Credit Union |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 49 | 68 (stronger) |
| Loan quality | 60 | 66 (stronger) |
| Earnings | 91 (stronger) | 44 |
| Funding & liquidity | 73 | 87 (stronger) |
| Problem-loan coverage | 82 | 89 (stronger) |
| Peer percentile | 41st | 45th |
| Total assets | $358.5M | $360.1M |
| Deposits / shares | $296.0M | $317.6M |
| Capital ratio | 9.95% | 11.80% (stronger) |
| Problem loans | 1.19% | 1.02% (stronger) |
| Net charge-offs | 0.53% | 0.20% (stronger) |
| Return on assets | 1.77% (stronger) | 0.60% |
| Loans ÷ deposits | 87.3% | 73.2% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 5.1% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 43.6% | 12.5% |
Sharepoint Credit Union has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Alliance Credit Union leads on 2 and Sharepoint Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.