Side-by-side · Q2 2026 data
First American Bank vs Main Bank
Metric by metric
| Measure | First American Bank | Main Bank |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 68 (stronger) | 65 |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 (stronger) | 49 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 90th | 82nd |
| Total assets | $1.9B | $245.2M |
| Deposits / shares | $1.6B | $211.4M |
| Capital ratio | 11.79% (stronger) | 11.55% |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 2.89% (stronger) | 2.10% |
| Loans ÷ deposits | 70.3% (stronger) | 90.8% |
| Uninsured deposits | 38.8% | 33.4% (stronger) |
| Offices | 19 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.6% | — |
Main Bank has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 3 and Main Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.